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             Sell Real Estate Notes      
    
      Get Cash for Future Payments 

Preferred Financials can show you how to put your money in your hands today for the things you need or  want.   Money to use  for  medical
emergencies,   to pay off credit card debt,  or to take  a   vacation of a lifetime.   Forget  about collecting  payments  for  years  to  come,   or worrying about foreclosures.

Preferred Financials specializes in seller carryback mortgages /  Deeds of Trust. If y
ou are the holder of a privately financed real estate loan or loan portfolio and want to cash out, Preferred Financials provides a unique and soluble service to resolve your cashflow concerns. We purchase or facilitate the sale of existing income streams at a discountfrom those who are receiving payments. You can sell the whole note or just some payments and keep the rest. Sellers are free of obligation, nothing transpires until principals agree to terms. For the protection of all parties, transactions are safely closed through escrow.
         Call for free consultation today 
             at 727 466 - 5307 or
email  to
      cashflows@preferredfinancials.com
What to expect at Preferred Financials
                *  Professional Customer Service
                *  Discover Market Value of your Note
                *  Exposure to Nationwide Investors
                *  Safe, Easy and Protected Transactions
                *  No Listing Fees

      
 Your
Note Questions Answered

What is a note?
A legal promise to repay a debt. The document states the face value, term to maturity, interest rate.
 Why are notes created?
A note is also considered an asset of streaming payments that can be a great investment, especially with the right terms. An investor can  create a real estate note  backed  by a Mortgage /  Deed  of Trust and c ollect  a  profit  by  way  of interest  through  this  flow  of  payments.   The holder can usually get a better interest rate than offered  by  banks,   as well  as d eferring capital gains taxes. They  can also create their own terms to meet the needs of both themselves and the  buyers.  Often sellers of  hard  to  sell property  offer  private  financing   to expedite the  sale by way of attracting  more  buyers;   especially those who do not quite qualify for bank loans.   Buyers are attracted to the  savings on points and origination fees.  It is beneficial to create a note with buyer criteria in mind should you desire to sell  it in  the future;   some  pointers  to  achieve  this are: marketable loan to  value,  having  a  buyer with  respectable credit,  sell to an owner occupier, use proper bookkeeping, securely record the property.

 Why are notes sold at a discount?

One has to grasp the concept of discounting before they can comfortably and sensibly buy or sell future  payments on a note. Time value( transacting money that will be worth less in the future)  and the time to collect payments are obviously behind discounting. The discount offered may be determined by the obvious individual strengths and weakness of the note. Then there are the not so obvious…the risky nature of future uncertainties taken on by the buyer, as economic marketplace – inflation or interest rate fluctuations, or payer default leading to foreclosure – even good payers get sick or lose jobs. These are a few things that bear the  weight of discounting in order to compensate. 

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